SIP Calculator
Estimate the maturity value and returns of a monthly SIP investment.
About This Tool
The SIP Calculator estimates how much a monthly Systematic Investment Plan could grow to. From your monthly amount, expected annual return, and duration, it projects the maturity value using monthly compounding, and separates how much you invested from the estimated gains.
It runs in your browser so you can quickly compare scenarios. Returns are an estimate; actual mutual fund returns vary with the market and are not guaranteed.
- check_circleProject SIP maturity value with monthly compounding
- check_circleSee invested amount versus estimated returns
- check_circleAdjust amount, rate, and duration instantly
- check_circleBrowser-based, nothing uploaded
Frequently Asked Questions
How is SIP maturity calculated? expand_more
It uses the future value of a series formula M = P × (((1+i)^n − 1) / i) × (1+i), where P is the monthly amount, i is the monthly rate, and n is the number of months.
Are the returns guaranteed? expand_more
No. The expected return is an assumption you enter. Real mutual fund returns depend on market performance and can be higher or lower.
Is this calculator free? expand_more
Yes. It is free and runs entirely in your browser.